Investing in Property should be no different to any other investment. You need to start with a Plan.
Conducted by one of our Senior Consultants it is COST AND OBLIGATION FREE and is the basis for moving forward in a structured and realistic manner.
We believe that it is vital to start your journey with a "Personal Assessment" which will amongst other things . . . . . give you an understanding of what is involved and how we can help you.
begin the process of developing a suitable and affordable strategy.
Conducted by one of our Senior Consultants it is COST AND OBLIGATION FREE and is the basis for moving forward in a structured and realistic manner.
We believe that it is vital to start your journey with a "Personal Assessment" which will amongst other things . . . . .
- identify your plans, objectives and risk tolerance
- define your current financial position and investment capacity
- indentify what Tax deductions can be used to assist the cashflow.
- provide a realistic picture of the type of Property Portfolio you can expect to build over time.
Any investment including property is about making money.
For some reason a lot of property investors lose track of that and become emotionally involved with a property that are looking at buying. They buy it because they like it.
A crutial element of property investment is the Strategy. At the end of the day it is just a 'box" that makes money. "A good strategy and a bad property will make more money that a bad strategy and a good property."
That is not say that we should look for bad properties but it does mean that you need to develop an appropriate strategy to utilise the additional cashflow.
With a good strategy you will make money even if the property doesn't increase in value.
For some reason a lot of property investors lose track of that and become emotionally involved with a property that are looking at buying. They buy it because they like it.
A crutial element of property investment is the Strategy. At the end of the day it is just a 'box" that makes money. "A good strategy and a bad property will make more money that a bad strategy and a good property."
That is not say that we should look for bad properties but it does mean that you need to develop an appropriate strategy to utilise the additional cashflow.
With a good strategy you will make money even if the property doesn't increase in value.
"Property investment is about the Finance rather than about the property".
Unfortunately, most property investors do not understand this.
They buy a property because they like it without first considering their financial capacity, finance options,
finance structure and the implications of their decision. They fail to get professional advice and simply
make a purchase, with finance as an after thought.
This can be very short-sighted and may severely restrict their capacity to build a property portfolio in the future or cost them thousands of dollars to rectify their mistake.
Even more bizarrely some investors consider a loan/mortgage as a debt rather than a positive vehicle with which to achieve wealth.
This attitude has very greatly limited their portfolio potential.
At Investment Property Finders we believe that a thorough consideration of your finance options is a vital ingredient in the decision to purchase investment property.
A Loan that is Right for You
Choosing the right loan is crucial when investing in property but, given the number of lenders and constantly changing products, this can be a very confusing and difficult task.
With access to our range of associated mortgage brokers, there is an independent expert at hand to assist you in making this important decision. They understand what investors should look for in a loan and will carefully explain to you the differences between loans and which is most suited to your individual circumstances.
Further, because we help you devise and structure your long-term property investment plans, we make sure that the loan which fits you today but also takes into account future plans for building your property portfolio.
Why Use a Mortgage Broker?
A Mortgage Broker is a professional who acts as a middle-man between borrowers and lenders.
Their primary role is to recommend the loans that are best suited to a particular borrower and circumstance. They can offer you loans from a great variety of different lenders and thus provide you with choice and expert guidance.
If you went directly to your bank, the bank could only offer you its own range of financial products. No more or less.
Consider, therefore, whether you are in a position to run around to many different lenders and whether you have the expertise to understand the pros and cons of their respective finance packages so that you can make an informed decision.
Who Pays? - No Cost to You
One of the great things about using a mortgage broker is that the broker's fee is paid by the lender, not the borrower.
RISK PROTECTION:
As part of our process we will look at all of the possible things that could negatively affect the outcome of our Strategy. Where necessary we will then refer you to a suitably qualified professional for advice on Risk Protection.
Unfortunately, most property investors do not understand this.
They buy a property because they like it without first considering their financial capacity, finance options,
finance structure and the implications of their decision. They fail to get professional advice and simply
make a purchase, with finance as an after thought.
This can be very short-sighted and may severely restrict their capacity to build a property portfolio in the future or cost them thousands of dollars to rectify their mistake.
Even more bizarrely some investors consider a loan/mortgage as a debt rather than a positive vehicle with which to achieve wealth.
This attitude has very greatly limited their portfolio potential.
At Investment Property Finders we believe that a thorough consideration of your finance options is a vital ingredient in the decision to purchase investment property.
A Loan that is Right for You
Choosing the right loan is crucial when investing in property but, given the number of lenders and constantly changing products, this can be a very confusing and difficult task.
With access to our range of associated mortgage brokers, there is an independent expert at hand to assist you in making this important decision. They understand what investors should look for in a loan and will carefully explain to you the differences between loans and which is most suited to your individual circumstances.
Further, because we help you devise and structure your long-term property investment plans, we make sure that the loan which fits you today but also takes into account future plans for building your property portfolio.
Why Use a Mortgage Broker?
A Mortgage Broker is a professional who acts as a middle-man between borrowers and lenders.
Their primary role is to recommend the loans that are best suited to a particular borrower and circumstance. They can offer you loans from a great variety of different lenders and thus provide you with choice and expert guidance.
If you went directly to your bank, the bank could only offer you its own range of financial products. No more or less.
Consider, therefore, whether you are in a position to run around to many different lenders and whether you have the expertise to understand the pros and cons of their respective finance packages so that you can make an informed decision.
Who Pays? - No Cost to You
One of the great things about using a mortgage broker is that the broker's fee is paid by the lender, not the borrower.
RISK PROTECTION:
As part of our process we will look at all of the possible things that could negatively affect the outcome of our Strategy. Where necessary we will then refer you to a suitably qualified professional for advice on Risk Protection.
Properties
Through our network of over 35 Builders/Developers and affiliations we have available at all times Australia's best investment properties, both on and off market.
We are thus able to "tailor make" property investment strategies for each and every client in keeping with their goals, and financial and investment capabilities.
Please contact us for a complete listing of available investment properties Australia wide.
Through our network of over 35 Builders/Developers and affiliations we have available at all times Australia's best investment properties, both on and off market.
We are thus able to "tailor make" property investment strategies for each and every client in keeping with their goals, and financial and investment capabilities.
Please contact us for a complete listing of available investment properties Australia wide.
The Right Tenant
Over the many years that we have been doing this we have developed interview techniques and strategies to select the better quality tenants.
Properties
Through our networks and affiliations we have available at all times Australia's best Property Managers.
Over the many years that we have been doing this we have developed interview techniques and strategies to select the better quality tenants.
Properties
Through our networks and affiliations we have available at all times Australia's best Property Managers.
Be honest with yourself - are you a property investment expert?........... " IT IS ALL WE DO..."
Advice and guidance from a property investment specialist will help to avoid the following:
Advice and guidance from a property investment specialist will help to avoid the following:
- Maximising YOUR cahflow - By purchasing older properties investors lose their entitlement to building "write off" allowances and substantial depreciation benefits on fittings, fixtures and appliances. The less the Tax deductions you are able to claim the more you must pay out your pocket. The more you have to pay the less properties you will eventually own. Since all property will eventually double or even triple in value the more properties you can own the more profit you are making.... passively.
- High Maintenance Properties - Repairs and maintenance to older properties can add thousands of dollars to your outgoings and markedly affect return on investment. Investing in new properties can eliminate or minimise these out-of-pocket expenses.
- Low rent and high vacancy periods -
Properties in secondary or less attractive locations may be vacant for long periods and will thus cost you money. Investment property should be purchased in areas with established infrastructure such as transport, shopping, schooling, recreational facilities and the like where there is a readily available pool of quality tenants. New properties also rent more quickly and for higher rents.- Research -
Ensure that the property you select has been thoroughly researched and is priced correctly.- Low Capital Growth -
Location, Location, Location! There is a reason why a new three-bedroom house and land package in one area is priced the same as a one-bedroom unit in another area. Different locations have different capital growth rates and returns, tenant demand and provide different degrees of insulation against any downturn in the market, amongst other things, and this is reflected in pricing.
Do you have a plan to achieve your investment goals and in the safest way possible? have a strict and proven property selection formula
target long-term capital growth over short-term income
use interest-only loans and the services of a mortgage broker to source and set up finance
borrow as much as you can rather than putting in your own cash - try to borrow 100% using equity from other properties
buy new to maximise your tax benefits
do not put "all your eggs in one basket" - spread your investments by type and location
ensure that your holding costs and out-of-pocket expenses are minimal and affordable
To see why our process works so well read on:
Contact us to arrange a COST AND OBLIGATION FREE consultation.
Contact us to arrange a COST AND OBLIGATION FREE consultation.
Contact us to arrange a COST AND OBLIGATION FREE consultation.
Contact us to arrange a COST AND OBLIGATION FREE consultation.
Contact us to arrange a COST AND OBLIGATION FREE consultation.
Contact us to arrange a COST AND OBLIGATION FREE consultation.
RENTAL GUARANTEE INSURANCE
Ask about: "Every days rent guaranteed"
Financial planning for residential property...
We will show you how...
